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Topic is a reference number associated with a master's thesis focused on the impact of bank capital requirements on lending , specifically during the Subprime Crisis .

: The author investigates whether the 2008 financial crisis fundamentally changed how capital requirements restrict bank lending. It distinguishes between a "credit crunch" (lack of available funds) and a "capital crunch" (banks limiting loans to meet regulatory capital thresholds) [14]. 124655

: How changes in bank health affect the broader economy. Topic is a reference number associated with a