Buy Apartment In Germany May 2026

Varies by state, ranging from 3.5% to 6.5% [5, 15]. Notary Fees: Approximately 1% to 2% [15, 27]. Land Registry ( Grundbucheintrag ): About 0.5% [15]. Agent Commissions ( Maklerprovision ): Up to 3.57% [15].

The notary records the sale in the land registry, and you pay the purchase price once the notary confirms all legal conditions are met [5, 27]. Essential Documents

Bank statements showing sufficient equity for the down payment and closing costs [4, 5.7]. buy apartment in germany

Banks generally require a 10% to 30% down payment, especially for non-residents [23]. Steps to Purchase

After choosing a property, you may sign a preliminary agreement and pay a small deposit (often €1,000 to 1% of the value) [27]. Varies by state, ranging from 3

Obtain a mortgage pre-approval from a German bank or intermediaries like Interhyp [6, 29].

A notary drafts the contract and reads it aloud in German; if you aren't fluent, an official interpreter is legally required [11, 27]. Agent Commissions ( Maklerprovision ): Up to 3

Typically your last three months of pay slips and your latest tax returns [4, 10].