: For the USA, a medical maximum of at least $100,000 to $500,000 is recommended. Deductibles typically range from $0 to $2,500; a higher deductible lowers your premium but increases your out-of-pocket costs during a claim.
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: Most visitor plans exclude pre-existing conditions but may cover "acute onset"—a sudden, unexpected flare-up of a stable condition that requires emergency care within 24 hours. : For the USA, a medical maximum of
: Look for plans that use established networks like UnitedHealthcare or First Health. Using in-network providers often allows for direct billing (cashless treatment) and lower negotiated rates. : For the USA