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For years, David and Sarah had a running joke about their "Someday List." On it were things like visiting the Swiss Alps, finishing the basement, and finally getting life insurance. As a 35-year-old engineer and stay-at-home parent to two young kids, they felt they had plenty of time.

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entirely, ensuring the kids could stay in their childhood home. For years, David and Sarah had a running

, securing a future David had always dreamed of for his children. finishing the basement

while she took the time she needed to grieve before eventually returning to work.