: They are backed by the "full faith and credit" of the U.S. government, making them one of the safest investments globally regarding default risk. How to Buy

You buy directly from the government at auction without a middleman.

Buying US Treasury notes is the process of lending money to the federal government for a "medium-term" period—typically between 2 and 10 years—in exchange for regular interest payments and the return of your principal.