Cloudmoney - Brett Scottepub -

: Scott describes the shift to digital as a form of "corporate seep," where previously direct peer-to-peer relationships are replaced by institutionally mediated ones. This process often excludes the working class and marginalized groups who rely on the universal accessibility of cash.

: Unlike cash, which offers a "data black hole" for personal transactions, digital payments create a permanent digital footprint. Scott argues that this data is the ultimate prize for corporations like Google and Meta, who use it to map human habits and beliefs. Cloudmoney - Brett Scottepub

: While many view cryptocurrency as a rebel alternative, Scott offers a contrarian view, suggesting that crypto often fails to provide the true "bearer instrument" benefits of cash and can sometimes even accelerate the digitization and automation of the financial system. Why This Matters Today : Scott describes the shift to digital as

: Sells the Cloudmoney, E-book for $12.99. eBooks.com : Lists the Cloudmoney (Ebook) at $20.99. Scott argues that this data is the ultimate