Dc Home Buying Programs May 2026

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs

For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) . HPAP is the cornerstone of D

D.C. incentivizes its government employees to live within the District through targeted perks. For those who exceed HPAP income limits or

: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan.

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.