: Websites such as Credit Karma , Credit Sesame , or Experian offer educational scores and ongoing tracking.
: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit.
Learn about your credit report and how to get a copy | USAGov
: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score