Government House Buying Schemes -

You can buy more shares over time until you own 100%. 3. First Homes Scheme First Homes scheme: first-time buyer's guide - GOV.UK

Buyers who can afford monthly repayments but struggle to save a large lump sum. Limit: Applies to homes valued up to £600,000 . 2. Shared Ownership government house buying schemes

You only need a deposit for the share you are buying (e.g., 5% of a 25% share), making it much lower than buying outright. You can buy more shares over time until you own 100%

The government provides a guarantee to lenders, encouraging them to offer 95% mortgages. Deposit: Only 5% required. 5% of a 25% share)