Guide To Buying A Diamond: Engagement Ring

: You can often find better value by purchasing stones just below popular carat weights (e.g., 0.90ct instead of 1.00ct).

: Many advisors, including those at Vanguard and Estate Diamond Jewelry , emphasize that a ring should be a symbol of love, not a source of financial strain. guide to buying a diamond engagement ring

Modern advice has largely moved away from the outdated "three-month salary rule," which originated as a marketing campaign in the 1930s. Today, experts recommend setting a budget based on your unique financial health—including savings, debt, and future goals like a home or wedding. : You can often find better value by