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The amount you pay out-of-pocket for covered services before your insurance starts to pay.

Your share of the cost for a specific service (e.g., a $30 flat copay for a doctor visit or a 20% coinsurance for a hospital stay). help buying health insurance

Understanding these four terms is critical for estimating your total annual cost: The amount you pay out-of-pocket for covered services

Often the most affordable option as employers typically pay about 83% of individual premiums. help buying health insurance

The most you will have to pay for covered services in a plan year. Once you hit this, the insurance pays 100%. Step 3: Compare Plan Categories (Metal Tiers) How to Get Marketplace Health Insurance | HealthCare.gov

Depending on your situation, you have a few primary places to find coverage: