Home Buying Questions 🎁 Tested & Working

Typically, no. The seller pays commission for both agents at closing.

Get pre-approved for a mortgage, then hire a real estate agent. home buying questions

Ensure items like security systems or water heaters are not leased. Typically, no

A letter from a lender confirming how much they are willing to lend you based on a review of your income and credit. Ensure items like security systems or water heaters

Confirm if appliances, lighting fixtures, or furniture are included in the price. III. The Home-Buying Process

A general rule is to keep total housing payments (including taxes and insurance) below 28% of your gross monthly income.

This report outlines the essential questions and considerations for prospective home buyers in 2026, covering financial readiness, property assessment, the home-buying process, and neighborhood evaluation. I. Financial Readiness (Before You Look)