How Profitable Are Buy Here Pay Here Lots [SAFE]

Dealers often mandate "Collateral Protection Insurance" (CPI) or specialized GAP coverage , which can account for 20%–30% of total annual profit . 2. Current Profitability Metrics (2025–2026)

At the end of 2025, 60+ day delinquencies reached an all-time high of 6.65% . how profitable are buy here pay here lots

Top-tier independent dealers have historically reported over $1.2 million in annual pre-tax profit. how profitable are buy here pay here lots