How To Buy Health Insurance In California ✦ Validated & Updated

These lower your out-of-pocket costs (like copays and deductibles) if you choose a "Silver" tier plan.

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You can apply online at the Covered California website, over the phone, or in person with a certified insurance agent or "navigator"—services that are provided for free. 5. Finalize and Pay These lower your out-of-pocket costs (like copays and

If you experience a "qualifying life event"—such as losing your job, getting married, having a baby, or moving—you generally have 60 days from that event to sign up for a plan. 2. Determine Your Eligibility for Financial Aid Learn more You can apply online at the

Moderate premiums and costs; the only tier eligible for cost-sharing reductions.

California offers some of the most robust financial assistance in the country. When you apply through Covered California, the system automatically calculates two types of help based on your household size and projected income: These lower your monthly bill.