How To Buy Medicare Part D (2026)

You’ll need your Medicare Number and the date your Part A or B coverage started.

To buy a Medicare Part D plan, you must choose a private insurance provider, as Medicare itself does not provide this coverage directly. The most efficient way to compare and buy a plan is through the official . 1. Check Your Eligibility Before you shop, ensure you meet these basic requirements:

Having these details ready will make the comparison more accurate: how to buy medicare part d

Enter your zip code and list your medications to see personalized cost estimates.

You must live in the service area of the plan you want to join. You’ll need your Medicare Number and the date

You must be a U.S. citizen or lawfully present in the U.S.. 2. Prepare Your Information

Note the names and addresses of pharmacies you prefer to use. 3. Compare Plans on Medicare.gov Search: Go to Medicare.gov and select "Find Plans". You must be a U

Check if all your drugs are covered (the "formulary").