: Pays to replace items with new ones of similar quality.
: This is the amount you pay out-of-pocket for a claim. A higher deductible usually results in a lower monthly premium . 3. Shop and Compare Quotes Why Renters Need Renters Insurance - Consumer Reports how to buy renters insurance
: Many landlords require a minimum amount of liability coverage , typically between $100,000 and $300,000 . Choose Coverage Type : : Pays to replace items with new ones of similar quality
: List your major possessions (furniture, electronics, jewelry) and estimate their total value to determine how much personal property coverage you need. typically between $100