Insurance Inspection May 2026

For older homes or those in high-risk areas (like wildfire or hurricane zones), insurers may re-inspect every few years. Residential Inspections - ICAT

Most new homeowner policies trigger an inspection within the first 30 to 90 days to confirm the home matches the application. insurance inspection

Insurers don't just inspect because they suspect something is wrong; it is a standard part of their underwriting process to ensure they are charging the right premium for the actual risk. For older homes or those in high-risk areas