Laws - Maryland Car Insurance

Maryland drivers must carry a "30/60/15" policy, which includes both liability and uninsured motorist coverage:

: Most policies require you to notify your insurer "promptly" after a crash, typically within 24 to 72 hours . maryland car insurance laws

: $30,000 per person and $60,000 per accident. Property Damage Liability : $15,000 per accident. Maryland drivers must carry a "30/60/15" policy, which

: Driving without insurance is a misdemeanor. Conviction can result in fines up to $1,000, and the Maryland Motor Vehicle Administration (MVA) can impose administrative fees or suspend your registration. : Driving without insurance is a misdemeanor

Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15)

: You must present an FR-19 form (Maryland Insurance Certification) to the MVA when registering a vehicle or if requested during a compliance audit.