: Financing can often be finalized online through digital banking, and once documents are signed, funds are typically sent directly to the dealer. Eligibility and Constraints

: Members apply for an auto loan through MCU to establish a manageable budget and lock in competitive interest rates.

: You must be a member of Municipal Credit Union to use the car buying service and its financing.

: After selecting a vehicle, members receive a Guaranteed Savings Certificate to take to a Certified Dealer to complete the test drive and purchase. Key Features & Benefits

: Members can view upfront, discounted pricing—including applicable incentives—on specific new or used vehicles.

: Using the TrueCar search tool, members can see what others paid for the same vehicle in their area to ensure they are getting a fair price.