: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates
: This "no-fault" coverage pays your medical expenses regardless of who caused the accident.
: Provides the most comprehensive options and higher coverage limits. new jersey automobile insurance
The state is currently implementing a two-phase increase in mandatory minimum liability limits:
: Minimums will rise again to $35,000 per person and $70,000 per accident . : Drivers must choose between a "Limitation on
: Pays for others' injuries or property damage when you are at fault.
: The state provides incentives for insurers to increase coverage availability in specific urban centers to stimulate competition. The state is currently implementing a two-phase increase
: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.
