This is the most cost-effective method. Vanguard operates as a "no-load" company, meaning you typically pay no commissions or sales charges to buy their funds directly. : Vanguard Personal Investor

: Many users find other brokerages' websites and tools more user-friendly than Vanguard’s interface. Direct vs. Third-Party Comparison Investing In a Mutual Fund - Vanguard

& Chase : May offer certain Vanguard mutual funds with no transaction fees , though they might not carry the full lineup. Why use another broker?

: Individual or joint brokerage accounts, IRAs (Traditional/Roth), 401(k)s, or 529 plans.