Which Bonds To Buy Direct

: For a straightforward, long-term benchmark investment.

: They are considered "risk-free" regarding default and are exempt from state and local taxes. Top Picks : which bonds to buy

The general consensus for 2026 favors and intermediate-term durations . As the yield curve steepens—meaning long-term rates rise relative to short-term ones—investors are looking to lock in current yields before further Fed easing drives them lower. : For a straightforward, long-term benchmark investment

: Ideal for parking cash short-term with yields around 3.6% . : For a straightforward