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Consider having three months of living expenses saved, three months of mortgage payments in reserve, and comparing at least three properties before deciding. According to Rocket Mortgage , your agent is your main advocate. They coordinate showings, analyze market data, and handle the heavy lifting of negotiations. Before you fall in love with a house, you need to know what you can actually afford. Once you have your budget, you need someone to help you find and win the right property. They check for structural issues, outdated wiring, or plumbing problems that could cost you thousands later.
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