: Full access to Bitcoin features requires an annual membership fee of $1,000 , typically deducted once your account balance reaches this threshold.
: The app supports the Lightning Network , allowing for near-instant Bitcoin deposits and low-cost transfers. Earning & Holding Features Xapo Bank: Grow & Protect Your Wealth in Bitcoin* & USD xapo buy bitcoin
: You must first deposit funds into your Xapo Bank USD account via bank transfer (FedWire, FedACH, or SEPA). : Full access to Bitcoin features requires an
: To buy BTC, you use the "Exchange" or "Swap" feature to convert USD into Bitcoin. : To buy BTC, you use the "Exchange"
Xapo Bank allows its members to buy and sell Bitcoin (BTC) directly through its mobile app, serving as a regulated bridge between traditional banking and digital assets.
: Transactions are finalized with a PIN or biometric authentication within the app. Fees & Pricing