: Those without traditional pay stubs (such as freelancers or the self-employed) can legally prove income using tax returns , 1099 forms, or bank statements.

: Once payment is made, the site provides a digital file (often a PDF) for immediate download and printing. How Professionals Spot Fakes

Landlords and lenders use specific "audits" to identify fraudulent stubs:

: Users enter names, fake employer details, pay periods, and salary figures.

: The software calculates taxes, deductions, and net pay to make the document appear legitimate.